Terms and Conditions

Use of this website

These terms describe the conditions for using SafeMoneyLifeInsurance.com. If you do not agree, please discontinue use. Any binding effect of these terms is subject to applicable law. The website is operated by Scott Storick, RFC®, and is intended for adults seeking insurance and retirement information.

Educational information—not personalized advice

Content is provided for general educational purposes and is not individualized financial, investment, legal, or tax advice. Consult appropriately licensed professionals about your circumstances before making decisions.

Website information, examples, and comparisons do not replace an insurance contract, illustration, disclosure, or professional review.

Insurance availability and underwriting

Insurance products, coverage amounts, pricing, living benefits, riders, and no-exam eligibility vary by state, insurer, product, age, health history, and underwriting. Services are available only where the relevant professional is appropriately licensed.

No statement on this website guarantees approval, a particular premium, coverage amount, or benefit. All benefits are governed by the issued policy and applicable endorsements. Case examples do not predict another applicant’s result. Illustrative photographs are not representations of actual clients unless expressly identified.

Forms, reviews, and appointments

Submitting a form, requesting a complimentary review, or scheduling an appointment does not create insurance coverage, bind an insurer, or constitute an application or instant quote. Coverage begins only as specified by the insurer and policy after applicable requirements are met.

Please provide accurate information. Appointment availability and preferred contact times are subject to scheduling. A complimentary review carries no obligation to purchase insurance.

Communications and privacy

When you actively provide contact consent, Scott or his team may communicate with you about your request by phone, email, or text. Consent is not a condition of purchase. Message and data rates may apply, and message frequency varies.

You may withdraw contact consent by calling us or using the contact form. Reply STOP to opt out of texts or HELP for assistance. We will honor requests for future communications as required by law. Carriers are not liable for delayed or undelivered messages. Please review the Privacy Policy for information about data handling and communication preferences.

Acceptable use and intellectual property

Do not submit false information, interfere with the website, attempt unauthorized access, upload malicious content, or use forms for spam or unlawful activity.

Website text, graphics, and other materials are protected by applicable intellectual-property laws. You may view materials for personal, noncommercial use. Other reproduction or distribution requires permission from the applicable rights holder, except as allowed by law.

Third-party services and external links

Forms, calendars, and external links may use third-party services. Their availability, content, data practices, and terms are controlled by their respective providers. A link does not by itself constitute an endorsement.

SafeMoneyLifeInsurance.com and Scott Storick are not affiliated with or endorsed by any airline, flight-attendant union, or employer unless expressly stated.

Availability and limitations

We aim to provide useful, accurate information, but content may contain errors or become outdated. The website may be unavailable or interrupted. To the extent permitted by law, website content is provided without warranties of uninterrupted availability, completeness, or suitability for a particular purpose.

To the extent permitted by applicable law, we are not responsible for losses resulting from reliance solely on general website content or failures of third-party services. Nothing in these terms excludes liability or consumer rights that cannot legally be excluded.

Changes to these terms

We may revise these terms as website features or requirements change. Review this page periodically. Insurance contracts and applicable law govern policy-related rights and obligations, not these website terms.

Contact us

For questions about this page or your information, contact Scott Storick, RFC®, at (561) 984-6668 or use our contact form.