Coverage for working flight attendants

Personally Owned Protection for Flight Attendants

Your Employer Benefits Travel With Your Job. This Coverage Travels With You.

Protect your family and potentially access living benefits following a qualifying chronic, critical or terminal illness.

  • Up to $2 million of coverage
  • No medical exam for qualified applicants
  • Coverage you personally own
  • Complimentary coverage comparison
See If You Qualify
Professional flight attendant in an airport terminal wearing a neutral, unbranded uniform

Image for illustrative purposes only.

Flight attendant coverage

Recent Case Example

We recently helped a working flight attendant obtain $1 million of personally owned life insurance, primarily because of the policy’s living benefits.

Every applicant and policy is different. Coverage is subject to underwriting, policy terms and availability.

Scott Storick, RFC®

Since 1992

Speak With an Experienced Life Insurance Professional

Scott Storick, RFC®

Scott Storick has helped insurance clients since 1992 and has historically documented MDRT Top of the Table recognition. As an independent agent, Scott can compare options from multiple insurance companies.

Telephone
(561) 984-6668
States served
Serving clients nationwide, subject to state licensing and product availability.
Professional credentials and experience
  • RFC® — Registered Financial Consultant
  • Life insurance professional since 1992
  • Historically documented MDRT Top of the Table recognition
  • Independent agent able to compare options from multiple insurance companies

Living Benefits

Potential access to a portion of the death benefit while living after a qualifying chronic, critical, or terminal illness.

No-Exam Underwriting

Up to $2 million without a medical exam for qualified applicants. Approval is based on health history and other factors.

Personally Owned

Coverage you own rather than an employer benefit. Continuation remains subject to policy terms, required premiums, and the policy staying in good standing.

Complimentary Review

A no-obligation conversation to review your current coverage and identify any potential gaps in your protection.

See If You Qualify for Personally Owned Coverage

Provide a few details below to begin comparing options tailored to your situation. No obligation to purchase.

Privacy Policy

Scott or a member of his team will contact you personally. This is not an instant online quote.

Information is used solely to respond to your request. Product availability, features, and eligibility for no-exam underwriting vary by state and insurer. This page and its offerings are not endorsed by, affiliated with, or sponsored by any airline or union.

Direct answers

Flight attendant life insurance questions

These general answers can help you prepare for a personal comparison. Policy terms and insurer underwriting determine actual eligibility and benefits.

Are employer-provided life insurance benefits enough for flight attendants?

Employer-provided life insurance can be a valuable foundation, but the amount, features, and portability may not meet every flight attendant’s personal needs. A coverage review compares your workplace benefits with your family obligations, income-replacement needs, and options you can personally own.

Can flight attendants qualify for life insurance without a medical exam?

Some qualified applicants may be eligible for up to $2 million of coverage without a traditional medical exam through accelerated underwriting. Eligibility and coverage limits depend on age, health history, state, insurer, product, and other underwriting factors.

What happens to personally owned life insurance if I change airlines?

Personally owned life insurance is not tied to employment with a particular airline or union. The policy can generally remain in force through a furlough, airline change, career change, or retirement as long as required premiums are paid and the policy remains in good standing.

What are living benefits in a life insurance policy?

Living benefits are generally accelerated death benefit provisions or riders that may allow an eligible policyholder to access part of the policy’s death benefit while living after a qualifying chronic, critical, or terminal illness. Definitions, availability, limits, and effects on the remaining death benefit vary by policy.

Is the flight attendant coverage review free?

Yes. The initial coverage review with Scott Storick, RFC®, is complimentary and carries no obligation to purchase insurance. It is an educational comparison, not an application or guarantee of coverage.

Personally owned life insurance · Living benefits · Qualified no-exam options

Non-Endorsement Disclosure: SafeMoneyLifeInsurance.com and Scott Storick are independent insurance entities. This page is intended for informational purposes and is not affiliated with, endorsed by, sponsored by, or connected to any commercial airline, flight attendant union, or employer.

Underwriting & Product Disclosure: "No-exam" or accelerated underwriting is contingent upon eligibility, health history, and other factors. Not all applicants will qualify for coverage without a medical exam. Living benefits (accelerated death benefit riders) are not available in all states and may be subject to limitations and restrictions. Receiving living benefits may affect eligibility for public assistance programs and may be taxable; consult with a tax advisor.

Coverage amounts, guarantees, and benefits are subject to the claims-paying ability of the issuing insurance company. Policy terms govern all benefits.