Free · Independent Review · No Obligation

See If You May Qualify for Life Insurance with Living Benefits

Many applicants through age 65 may qualify without a medical exam. Coverage may still be available after age 65 with a brief paramedical exam.

Why complete the quiz?

No Medical Exam Life Insurance

In about a minute, you can see whether you may be a fit for coverage that protects your family and may help protect you while you are living.

No medical exam may be required for eligible applicants through age 65.

Provides life insurance protection for you and your family while you are living and after your passing.

Living Benefits may allow you to access a portion of your death benefit if you experience a qualifying:

  • Chronic illness
  • Critical illness
  • Critical injury
  • Alzheimer’s disease or another qualifying cognitive impairment

Depending on the policy, Living Benefits can provide supplemental protection for long-term-care or disability-related needs.

Helps provide financial security and peace of mind for you and your loved ones.

Living Benefits are generally received income-tax-free, but Massachusetts may have different tax treatment. Tax rules can vary, so please consult your tax advisor about your situation.

Question 1 of 6

What is your age range?

No-exam options may be available through age 65. If you are 66 or older, coverage may still be available, but a brief paramedical exam could be required.

This quiz is for informational and educational purposes only and does not constitute financial, legal, or insurance advice. Actual eligibility for any life insurance product depends on insurer underwriting guidelines, which vary by carrier, product, state, and individual health circumstances. Completing this quiz does not constitute an application for coverage, an offer to insure, or a guarantee of eligibility or insurability. Results are illustrative only. Coverage amounts up to $2 million are subject to carrier approval and underwriting. Living benefits are available on qualifying products only and are subject to policy terms and conditions. Scott Storick, RFC®, is licensed to offer life insurance products in applicable states.

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